Minimum monthly salary: SAR 7,000.
Down payment starts from 10%.
Salary deduction ratio: up to 65%.
Maximum financing amount: SAR 3,000,000.
Financing term: minimum 5 years and maximum 30 years.
A copy of the property title deed, both sides or electronic
A stamped copy of the building permit or electronic copy that includes the barcode or electricity document stamped by the electricity company, building permit, instrument, and certificate of occupancy.
Product financing application form (signed by the customer)
The original sales contract signed by the owner or stamped by the company/institution
Providing property evaluation fees (the amount of evaluation fees is 2,300 riyals paid by the client)
Providing the advance payment in the customer’s account (it is required to be provided after the order is passed)
If the company is not accredited, periods and wages are required + identification and authentication from the Chamber of Commerce
A copy of the client’s ID signed on the form by the client
Defining the salary and ensuring that the letter is valid, not exceeding one month (approved format).
Account statement + insurance print for the private and semi-governmental sectors and government agencies listed in social insurance
The original form of the Retirement Authority or the General Organization for Social Insurance (for retirees)
Original Takaful Medical Comprehensive Finance Questionnaire
Furniture disclosure letter if there is furniture + a request to purchase an occupied property + a lease contract
The owner’s ID is required, if the owner is an individual, the owner and mobile number are written in it, and if the owner is a company, a commercial register is required, and the identity of a person authorized by the company is written, and the mobile number is written.
The requirement to obtain a certificate from the National Water Company regarding the safety of the water connection and its compliance with the necessary requirements
Minutes of the division of the land on which the property is located (if the land is divided and the deed is not divided)

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